Government 2302- Exam one particular Study Guideline Essay

Chapter 12: Congress

1)What did the Credit Card Answerability and Responsibility Act of 2009 perform and the Scholar Aid and financial Responsibility Work do that effects college students? 430 a)The CREDIT CARD act of 2009, limited credit card companies from raising interest rates on existing balances. It also prevented credit card issuers from asking a fee pertaining to exceeding all their borrowing limit unless these customers got explicitly wanted this service. It also achieved it more difficult to get credit card companies to target those underneath 21 years of age- simply because now had to provide possibly proof of parent consent or proof of economical capability. i)The Student Help and Fiscal Responsibility act manufactured loans accessible to more learners by having the federal government loan straight to students. This kind of change removed billions in subsidies paid out to the banking companies that had offered student loans. It also blocked a recommended interest rate maximize, keeping the level at three or more. 4% 2)What is a constituency and what relationship draught beer supposed to need to their staff? 437 a)The constituents of a district will be the residents within an area to get the elected official. 3)What is a bicameral legislature and what are the homes of Congress? 437 a)A legislative assembly is composed of two chambers/houses. 4)What are the formal qualifications to get holding workplace in Our elected representatives? 437 a)House

i)Minimum age: 25 years outdated

ii)US Nationality: at least 7 years like a US Citizen

iii)Length of term: 2 years

iv)Number representing each state: is determined by population

v)Constituency: Local

b)Senate

i)Minimum age: 30 years older

ii)US Nationality: at least 9 years as a Citizen of the us

iii)Length of term: 6 years

iv)Number symbolizing each point out: 2 per state

v)Constituency: Local and National

5)According to Stand 12. you, what are the differences between the Home and the Senate? 437-8 a)The age requirements are different, as are the nationality requirements. The term for the Senate can be 6 years whereas the House is merely 2 years, however with the House, you could have representatives based on your states population, not a predetermined amount. 6)Why does the House often represent PACs and interest groups more than the Senate? 438 a)I assume that the House could have more curiosity involvement while using PAC (political action committees) then the United states senate because they will more focused on the local degree of politics then a Senate. In addition , with polls being held every 2 yrs, they are even more in configured to the interests of businesses and local interest groupings. 7)What are the differences between sociological and agency representation? 438 a)A sociological representation can be when the applicant or incumbent has the same racial, sexuality, ethnic, spiritual, or educational background his or her constituents. i)Agency representation is definitely the concept that regardless of the selected officials personal background or preferences, they will always political election with their matters even when that vote can be contrary to their own. Hire and fire the representatives whenever they don't follow the needs/desires from the general public. 8)How many women were in the House in 1990 and exactly how many in 2010? 439 a)1990- 29 ladies in the house

b)2010- 78 women in the house

9)What are the 3 main occupational backgrounds of members of Congress? 439 a)The legal profession (most dominant), open public service and politics is definitely second, numerous members of congress caused by business and industry. 10)How many persons does every single US Representative represent? 440 a)As a large number of as 660, 000

11)Why are people of Our elected representatives often liberal to " represent” their own hobbies in the legislative process and what concerns are they more than likely to do this? 442? a)When the constituents with their district you don't have very strong opinions. 12)Why will the racial structure of Our elected representatives? 441

a)82% white, 9% black, 6% Hispanic, 2% Asian/Pacific, 0. 2% Native American 13)How much of their very own time and all their staff time is invested in...



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